Drop your BMO statement PDF and download a clean .csv file in under 30 seconds. Runs entirely in your browser — your statement never leaves your device.
Xero expects exactly Date / Amount / Payee / Description in that order, with DD/MM/YYYY dates for UK/AU/NZ tenants or MM/DD/YYYY for US tenants. Our Xero export auto-detects your region and pre-formats the file so Xero's bank-statement import accepts it on the first try.
BMO's own download options (PDF, CSV, QFX, OFX) cover the basics but don't always include Xero CSV. BMO's eStatement PDFs separate withdrawals and deposits into two columns plus a running balance. The converter merges them into a single signed Amount column on export, which is what QuickBooks, Xero, and Wave expect.
Sign in at bmo.com and pick the account.
Open 'View eStatements'.
Download the monthly PDF (up to 7 years of history available).
Drop the PDF into convertbank and choose Xero CSV (.csv) as the export format. Download the file — it's ready to import into Xero.
Importing a year of historical transactions into a Xero bank account.
No signup. No upload. Your BMO statement → Xero CSV in under 30 seconds.
Open converter